Grievances
There's no time limit for filing a grievance. We’ll send you a letter after we get your grievance. Then, we’ll send our decision in another letter within 30 days.
Reclamos
When you don’t agree with a benefit decision we made about coverage, we transfer your complaint to Appeals.
Apelaciones
You can file an appeal after you receive an Adverse Benefit Determination letter (denial). This letter says we won’t cover the service you want. You’ll want to send your appeal:
- Within 60 days of getting your denial letter
- Within 10 calendar days of getting your denial letter — if your appeal is for ongoing benefits that we had already approved, that you were already getting and that haven’t expired
We’ll send you a letter after we get your appeal. Here are some timelines to note:
- Within 5 days: We’ll send you a letter to let you know we received your appeal and we’re working on it.
- Within 30 days (standard): We’ll review your appeal in this time frame if we have all the info we need.
- Up to 44 days: The appeal may take this much time if you need more time to share info or if we need more time to gather info.
- Within 72 hours (expedited): Sometimes, we’ll review an appeal in this time frame. This happens when your doctor feels your condition is serious.
Once we review your appeal, you’ll receive a letter with our decision.